Disbursement Dates & Information

Disbursement Determination

Your Preliminary Award Letter is based on Full-Time enrollment, please reference the chart below for award eligibility based on your anticipated level of enrollment.   Disbursements are based on a student's EFC (Expected Family Contribution) and the number of units a student is enrolled in at the time of calculation (calculations are made approximately 7 days before disbursement date).

Units Enrolled 

(Per Semester)

Enrollment Status

Percentage of Award Eligible for Disbursement*

12 or more units

Full Time  100%

9.0 -11.5 units

Three Quarter Time 75%

6.0 - 8.5 units

Half Time 50%

5.5 or less units

Less than Half Time

Pell to be determined if eligible

(Not eligible for loans or Cal Grant)

*Dream Act awards are disbursed in 2 scheduled disbursements throughout the semester, see disbursement schedule below.

*Federal Pell Grants are disbursed in 3 scheduled disbursements throughout the semester, see disbursement schedule below.

*Disbursement eligibility is based on student enrollment status as of the financial aid freeze date.  Please see freeze date information below for details.


For 2022-2023 Disbursement Dates - Please Click Here



Enrolled Units, Freeze Date & Satisfactory Academic Progress

Although you may be registered in a course, you must be in attendance and your classes must have already started before payment is made. Late start classes must begin for units to be included in disbursement; otherwise, they will be included in the subsequent disbursement.

Disbursement will be adjusted according to enrollment status at the time calculation is made and as of the freeze date each semester.  Please note that your awards are based upon the number of units you are registered for on the freeze date. If you add classes later in the same term you will not be paid for those additional classes.

The dates for 2022-2023 are as follows: 

  • Fall 2022 - October 28, 2022
  • Spring 2023 - March 31, 2023
  • Summer 2023 - July 12, 2023

All students are required to meet all criteria outlined in the Saddleback College Satisfactory Academic Progress Policy. All awards are contingent on both a student’s enrollment and their satisfactory academic progress status. Please note, due to the short time period between semesters, there may be a delay in the notification of ineligibility due to not meeting satisfactory academic progress.

Any financial aid awarded is subject to change, without prior notice. 


Email notifications will be sent to your school-provided email address. Be sure to keep your home address and phone number current and accurate with Financial Aid and in MySite.

Loan Disbursements

If you are receiving loans, your first disbursement will not be made until you have begun attendance in a minimum of 6 units. If you have late starting classes, this may affect the date in which you receive your loan disbursements. (Loans are not available during the Summer semester). 

Delays in Disbursement

This disbursement schedule is tentative and is subject to change without notice.

For students whose financial aid files are not complete at the beginning of the semester or who were awarded later in the award year, payments will be issued on subsequent disbursement dates. All financial aid disbursements are made based on a student’s selected refund method. To select an electronic disbursement method, please visit www.saddleback.edu/fao/refunds .

All financial aid disbursements are contingent on funding being received from the governing agencies. Cal Grant disbursements are contingent upon funding from the State and in some cases may be delayed. SSCG and Cal Grant Funds will be released in one payment per semester. Loans are released in two payments per semester.

Reasons for Repayment of Awards

Students will owe money back to the Federal Government and/or Saddleback College if:

  • Student receives Federal and State aid from more than one school for the same or overlapping semester. (This does not affect eligibility for a CCPG Waiver at multiple schools within the same semester).
  • Student received funds and withdraws from all classes prior to completing 60% of the semester.
  • Student reduces enrollment status prior to the published Freeze Date.

Dream Act Maximum Time Frame

Depending on your school choice, you could qualify for up to 4 years of college.

Pell Grant Maximum Time Frame

Lifetime Eligibility Used (LEU): Students receiving the Federal Pell Grant are limited to six years (12 semesters) or full-time equivalent (600%) of aid. Once a student has received 600% of the Federal Pell Grant, they will no longer be eligible for additional Pell Grant at any college/university in the country, even if their selected program of study or Bachelor’s Degree is not completed.