Disbursement Dates & Information

Disbursement Schedule and Information - 2021 - 2022 Academic year

To access this page in a printable PDF please click here.
*The Disbursement Schedule flyer and this webpage will be updated after the last disbursement is issued for each semester. 

At Saddleback College, the Federal Pell Grant award will be divided into three payments each semester. Disbursements will only be made to those students who have a completed financial aid file and have been determined eligible for financial aid based on federal and state regulations. All students are required to meet all criteria outlined in the Saddleback College Satisfactory Academic Progress Policy. All awards are contingent on both a student’s enrollment and their satisfactory academic progress status. Please note, due to the short time period between semesters, there may be a delay in the notification of ineligibility due to not meeting satisfactory academic progress.

Any financial aid awarded is subject to change, without prior notice. Disbursements are based on a student's EFC and the number of units a student is enrolled in at the time of calculation (calculations are made approximately 7 days before disbursement). Although you may be registered in a course, you must be in attendance and your classes must have already started before payment is made. Late start classes must begin for units to be included in disbursement; otherwise, they will be included in the subsequent disbursement. Disbursement will be adjusted according to enrollment status at the time calculation is made and as of the freeze date each semester.

*If you are receiving loans, your first disbursement will not be made until you have begun attendance in a minimum of 6 units. If you have late starting classes, this may affect the date in which you receive your loan disbursements. (Loans are not available during the Summer semester). 

Freeze Date Reminder: Please note that your awards are based upon the number of units you are registered for on the freeze date. If you add classes later in the same term you will not be paid for those additional classes. The freeze date for Summer 2021 is July 17,  2021;  Fall 2021 is October 30, 2021; Spring 2022 is April 09, 2022.

For students whose financial aid files are not complete at the beginning of the semester or who were awarded later in the award year, payments will be issued on subsequent disbursement dates. All financial aid disbursements are made based on a student’s selected refund method. To select an electronic disbursement method, please visit www.saddleback.edu/fao/refunds .

This disbursement schedule is tentative and is subject to change without notice.


*All financial aid disbursements are contingent on funding being received from the governing agencies. Cal Grant disbursements are contingent upon funding from the State and in some cases may be delayed. SSCG and Cal Grant Funds will be released in one payment per semester. Loans are released in two payments per semester.

Students will owe money back to the Federal Government and/or Saddleback College if:

  • Student receives Federal and State aid from more than one school for the same or overlapping semester. (This does not affect eligibility for a CCPG Waiver at multiple schools within the same semester).
  • Student received funds and withdraws from all classes prior to completing 60% of the semester.
  • Student reduces enrollment status prior to the published Freeze Date.


Enrollment Status

Students are not necessarily required to enroll in full-time status to receive financial aid. If a student is enrolled in less than full-time status for any given semester, disbursements will be adjusted in accordance with federal regulations based on the current enrollment status.

        12 or more units = Full-time enrollment status; student receives 100% of award per semester

        9.0-11.5 units = ¾ time enrollment status; student receives 75% of award per semester

        6.0-8.5 units = ½ time enrollment status; student receives 50% of award per semester

5.5 units or less = less-than-half-time enrollment status; not all students are eligible at less-than-half-time enrollment status.

Lifetime Eligibility Used (LEU): Students receiving the Federal Pell Grant are limited to six years (12 semesters) or full-time equivalent (600%) of aid. Once a student has received 600% of the Federal Pell Grant, they will no longer be eligible for additional Pell Grant at any college/university in the country, even if their selected program of study or Bachelor’s Degree is not completed.

Email notifications will be sent to your school-provided email address. Be sure to keep your home address and phone number current and accurate with Financial Aid and in MySite.