Cost of Health Insurance: 2025-2026 (Fall 2025) 

Plan TypeDatesPlan Price
Annual PlanAugust 1, 2025 – July 31, 2026$2,367
FallAugust 1 – December 31, 2025$986.25
Late FallOctober 1 – December 31, 2025$591.75
Spring/SummerJanuary 1 – July 31, 2026$1,380.75
Late Spring/SummerMarch 1 – July 31, 2026$986.25
Summer May 1 – July 31, 2026$591.75

How to Purchase 2025-2026 Health Insurance

  • Continuing Saddleback students: If you have previously purchased Saddleback health insurance and created an AHP account, log in here using your existing login and password. Do not create a new account. A new student ID number that begins with an "A" will be reflected in your profile – this is ok. If you previously set up your account using any other email address, it has been changed to your Saddleback College email address.
  • New Saddleback students: Visit https://saddleback.myahpcare.com/ and “begin enrollment” to purchase Saddleback health insurance. You will create a new account.  IMPORTANT: only use your Saddleback College email.

Students can purchase the "Annual," "Fall," or "Late Fall" plan to register for the fall semester. Students registering for the "Fall" or "Late Fall" plan will need to purchase the spring/summer plan in order to have access to spring registration. Please note the “Late Fall” plan is for students who start the 2nd eight-week program.

  • Once insurance has been purchased, the International Office will receive an email of the receipt. The hold will then be lifted within 24 hours so that students can register.
  • Watch for a Welcome email from Cigna which will have your Cigna ID card. Hard copies of insurance ID cards will not be mailed to students.

NEW POLICY: Cigna Global Insurance Company

Effective 8/1/2025: Saddleback College medical insurance will change to Cigna Global Insurance Company. The change was made to save on enrollment costs for students. Additionally, Cigna Global Insurance Company is a large medical insurance company that has a wide range of in-network (PPO) providers and services. Use only Cigna Open Access PPO Network providers to save you money!

Visit Benefit Information for details on coverage brochure, prescription drug coverage, telehealth, emergency services and vision care options.

Cigna Global Insurance Company

For benefit or claims questions, please contact Cigna at 1 (800) 441-2668 or www.cignaenvoy.com. For additional questions about the plan or eligibility, please contact your Academic Health Plan representatives: Cindy Novak: Cynthia.novack@ahpcare.com or kari.mendoza@ahpcare.com.